Terms and Conditions

1. General Information Only

The content on this website is provided for general information purposes only and does not constitute financial, legal, or professional advice.

You should obtain independent advice before making financial decisions.

2. No Guarantee of Finance

We do not guarantee that:

  • Any application will be approved
  • Any specific rate or terms will be offered

All finance is subject to lender approval and eligibility criteria.

3. Role as Broker / Introducer

We act as an intermediary between you and lenders.

We:

  • Do not provide credit ourselves (unless explicitly stated)
  • May receive commissions from lenders

4. Accuracy of Information

While we aim to keep information accurate and up to date:

  • We make no warranties regarding completeness or reliability
  • Information may change without notice

5. Third-Party Links

Our website may contain links to third-party websites.

We:

  • Do not control those websites
  • Are not responsible for their content or privacy practices

6. Limitation of Liability

To the extent permitted by law:

We are not liable for any loss or damage arising from:

  • Use of this website
  • Reliance on information provided
  • Errors, omissions, or delays

7. Website Availability

We do not guarantee uninterrupted or error-free access to the website.

8. Intellectual Property

All content on this website is owned by or licensed to us.

You may:

  • View and download for personal use

You may not:

  • Reproduce, distribute, or modify content without permission

9. Security & Viruses

We do not guarantee that the website is free from viruses or harmful components.

10. Governing Law

These terms are governed by the laws of Victoria, Australia.