Privacy Policy

1. Introduction

Nick McMahon (referred to as “we”, “us”, “our”) is committed to protecting your privacy and handling your personal information in accordance with the Privacy Act 1988 (Cth) and the Australian Privacy Principles (APPs).

This Privacy Policy explains how we collect, use, disclose, and store your personal and credit-related information in connection with providing asset and equipment finance services.

2. What Information We Collect

We may collect the following types of personal information:

Personal Information

  • Full name, date of birth, contact details
  • Driver’s licence or identification details
  • Employment and income details
  • Business information (if applicable)

Financial & Credit Information

  • Assets, liabilities, expenses, and income
  • Bank account details
  • Credit history and repayment information
  • Details of finance applications

Credit-Related Information

Where permitted by law, we may collect:

  • Credit reports and scores from credit reporting bodies
  • Information about existing credit facilities
  • Repayment history and defaults

3. How We Collect Information

We collect personal information:

  • Directly from you (forms, phone, email, website enquiries)
  • From brokers, introducers, or referrers
  • From lenders and finance providers
  • From credit reporting bodies (e.g. Equifax)
  • From publicly available sources (e.g. ASIC, ABN Lookup)

4. Why We Collect Your Information

We collect and use your information to:

  • Assess your eligibility for finance
  • Match you with suitable lenders or products
  • Verify your identity (AML/CTF compliance)
  • Submit applications on your behalf
  • Communicate with lenders and third parties
  • Manage ongoing client relationships
  • Meet legal and regulatory obligations

5. Disclosure of Your Information

We may disclose your information to:

  • Lenders, financiers, and credit providers
  • Aggregators or broker platforms
  • Credit reporting bodies
  • Professional advisors (lawyers, accountants)
  • Government and regulatory authorities
  • Service providers (IT, CRM, hosting)

We only disclose information necessary to perform our services.

6. Overseas Disclosure

Some service providers (e.g. CRM systems, cloud hosting) may store data overseas.

Where this occurs, we take reasonable steps to ensure your information is handled in accordance with Australian privacy laws.

7. Direct Marketing

We may use your information to send updates, offers, or relevant services.

You can opt out at any time by:

  • Clicking unsubscribe in emails
  • Contacting us directly

8. Data Security

We take reasonable steps to protect your information, including:

  • Secure servers and hosting
  • Access controls and authentication
  • Staff confidentiality obligations

However, no system is completely secure, and we cannot guarantee absolute security.

9. Cookies & Website Tracking

Our website may use cookies and analytics tools to:

  • Improve user experience
  • Track website performance
  • Analyse visitor behaviour

You can disable cookies in your browser settings.

10. Access & Correction

You may request access to or correction of your personal information by contacting us.

We will respond within a reasonable timeframe.

11. Complaints

If you believe your privacy has been breached:

  1. Contact us directly
  2. If unresolved, you may contact the Office of the Australian Information Commissioner (OAIC)

12. Contact Details

Nick McMahon
registered business name?
Linfox House, Level 2, 493 St Kilda Rd, Melbourne VIC 3004
nick.m@quantumbusiness.com.au
0413 119 148

13. Updates

This policy may be updated from time to time. The latest version will always be available on our website.